We invest your funds in risk-free investments with STL, which they also stands in as the trustees who monitor and secure your funds rightly. STL is one of the top three Trust Companies in Nigeria and has over the past two decades, built an outstanding track record and pedigree as a capital market operator and more significantly as a player in the trusteeship industry in particular.

Currently we have three savings plan which are; periodic, fixed and target savings.
Periodic savings: This allow you to save anytime, you can save as low as ₦100 - or more within the minimum of 3 months on your periodic savings, withdrawals only on end dates set when setting up up your savings plan. Your savings earn 10% returns per annum.
Fixed savings: You can save up to ₦5000 or more anytime for a minimum of 6 months, your savings will be locked during that period which will disable your withdrawal till the end date. Your savings earn up to 12-15% returns per annum.
Target Savings:Save towards your goal, this plan allows you to save as much as you can anytime and earn up to 10% returns per annum.
Group Savings: We encourage peer contribution towards each members goal or collective membership goals.

Your security is our priority, we work with a payment processor PAYSTACK;a PCI-certified, auditor certified, PCI Service Provider Level 3. All connections to our services are forced to happen over HTTPS using TLS 1.2 (SSL). We use HSTS to ensure browsers interact with Paystack only over HTTPS. Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems.

We ensure your funds are safe as we have partner with STL trustees who monitor and secure your funds rightly. STL is a renowned company that have been in the trusteeship business for years and rose to lead in Nigeria.

Very well, you can always deactivate the returns from your dashboard to do returns-free savings.

We work to help you achieve your goals faster, you can always invite your family and friends to join you in contributing towards the savings of achieving a goal. Isn’t that amazing?

Yes, if you have a trusted group members that are used to the AJO style.

We randomly deduct savings from members bank account at a given period and pay into a member’s account till cycle of savings is completed.

We work around the clock to ensure all your transactions are successful and our friendly customer service is always available at your call to help you with any issues anytime.